Premier Plan Description

EnrollWhen travel protection is a priority, you don’t want to leave your group potentially exposed to medical bills. Our strongest plan offers travel medical as a supplement to current coverage or as a stand-alone plan. You will receive the highest level of accident and sickness coverage offered by the plan options and emergency medical evacuation. Amounts payable increase for accident/ sickness coverage, emergency medical evacuation, trip cancellation & interruption, and accidental death and dismemberment. The Pre-Existing Condition Exclusion is waived if this coverage is purchased within 21 days of Your Initial Deposit Date or Initial Payment.

Non-Insurance Service Benefit Description Premier
* MedAssist By Phone

Telemedicine

This innovative service allows you to access to a doctor by phone. Receive a diagnosis, consultation, and when appropriate, prescriptions at the pharmacy of your choice. $10 fee per consultation with a physician

 

Insurance Benefits Benefit Description Premier
Accident & Sickness Medical Expense For a new and unexpected illness or injury, the cost of treatment is covered to your medical maximum. $50,000 per person
Emergency Medical Evacuation If there is a medical situation that requires an emergency medical evacuation, you will be taken to the closest hospital or medical facility. Up to $250,000 per person
Repatriation This returns you to your primary place of residence when a sickness or injury is acute or life threatening and a physician and the travel assistance company find it necessary. Up to $250,000
Trip Cancellation When something unexpected pops up that interferes with taking your trip such as illness, jury duty, loss of job, or other covered reason; this cancellation benefit helps recover those funds. Up to $1000
Trip Interruption Trip Interruption is similar to Cancellation, except this benefit occurs when you are already on your trip and must end it earlier than expected. Up to $1000
Emergency Roadside Assistance Reimbursement Every once in a while your trip does not go as smoothly as planned. Flat tires, dead batteries, running out of fuel and breakdowns throw a wrench in your plans. Get reimbursed for those towing, tire, and battery expenses. Up to $500
Accidental Death & Dismemberment This benefit provides a payout in the event of a dismemberment such as the loss of an eye, hand, or foot. In the loss of your life, a dollar amount will be paid to a beneficiary. $250,000 maximum benefit
Return of Remains In the tragic event of your death, the plan will pay for minimum casket or air tray transportation to your place or residence or burial. Up to $250,000
Pre-existing Condition Waiver Medical conditions that already exist can be covered if the insurance is purchased within 21 days of making the initial trip deposit or payment; and you are not disabled from travel at the time your premium is paid. Covered if purchased within 21 days of trip deposit
Exclusions Please see your fulfillment for exclusions and definitions in the states of: AR, CT, DC, FL, GA, HI, ID, IL, LA, MD, ME, MN, NE, NV, OH, OK, RI, SC, SD, UT, VE, WY.
Exclusions For all other states, please see your fulfillment for exclusions and definitions.

 

* MedAssist by Phone service is not insurance and is provided by MYidealDOCTOR™.
** Travel Assistance services are not insurance and are provided by Seven Corners Assist.
This Certificate of Insurance describes the insurance benefits underwritten by United States Fire Insurance Company.
Insurance benefits are subject to limitations and exclusions. Coverage availability varies by state. Please review your plan document (provided during the purchase process) for specific state information which may affect benefits and/or coverage. If there is any difference between the summary above and your plan document, the provisions of your plan document will prevail.

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